Living with a long term health condition or a disability can often bring extra costs that many people do not plan for. While most people have heard of Personal Independence Payment or Universal Credit, there is one specific form of support that often goes unclaimed. The Department for Work and Pensions has highlighted that thousands of people across the UK could be eligible for Attendance Allowance, a benefit designed to help older people stay independent in their own homes.
This benefit is specifically for people who have reached State Pension age and have a physical or mental disability. It is often called a little known benefit because many people assume they will not qualify if they still have savings or if they own their own home. However, this payment is not based on how much money you have in the bank. It is focused entirely on the level of care and support you need during the day or night.
Who Is Eligible for This Support?
To qualify for this help, you must have reached the State Pension age and have a condition that makes it difficult for you to look after yourself. This includes things like needing help to get dressed, assistance with eating, or support to stay safe at home. You do not need to have a carer actually living with you or visiting you to make a claim. You just need to show that you require the extra help because of your health.
The DWP has confirmed that this benefit can be paid at two different rates. The amount you get depends on how much help you need and whether your needs are present during the day, the night, or both. From April 2026, these rates are set to increase to help households manage rising costs.
New Payment Rates for 2026
The government has confirmed the new weekly rates that will take effect from the start of the new financial year. This extra cash can be used for anything from paying for taxi rides to medical appointments to covering higher energy bills for heating.
| Payment Level | Current Weekly Rate | New Rate from April 2026 |
| Lower Rate | £73.90 | £76.70 |
| Higher Rate | £110.40 | £114.60 |
If you qualify for the higher rate, this could mean an extra £458.40 in your pocket every four weeks. This is a significant amount of money that can make a real difference to the quality of life for many retirees.
How This Benefit Helps Your Total Income
One of the best things about Attendance Allowance is that it does not reduce other benefits you might be getting. In fact, receiving it can often lead to an increase in other support. For example, if you are awarded this benefit, you might become eligible for a higher rate of Pension Credit or a larger reduction in your Council Tax.
- It is tax free: You do not have to pay any tax on the money you receive from this benefit.
- No savings limit: You can claim even if you have a lot of savings or a high income.
- Spend it how you like: The money is yours to use for whatever helps you manage your condition.
- No medical required: In many cases, a decision can be made based on your application form and a report from your doctor without a face to face assessment.
FAQs
Q: Can I get this if I am still working?
A: Yes. Your work status does not matter as long as you have reached State Pension age and meet the care needs criteria.
Q: Do I need to have a carer to apply?
A: No. You can live alone and have no professional help. The benefit is based on the help you need, not the help you currently receive.
Q: Will this affect my State Pension?
A: No. Attendance Allowance is paid on top of your State Pension and will not result in any cuts to your pension payments.
Q: How do I apply for this benefit?
A: You can call the Attendance Allowance helpline or download a claim form from the GOV.UK website. It is a long form, so it is often a good idea to ask a local charity like Age UK for help filling it in.
Last updated: 14 Mar 2026 (UK Time)
